Risk Overview of the Reverse Mortgage Endowment Insurance
Tao Zhang, Qing Wu

Abstract
Reverse mortgage endowment insurance business has been characterized as a high-risk business. Generalized risk refers to the uncertainty of the risk of income. The result of a behavior may be loss or profit or no lost no profit. In narrow sense, risk refers to the damage of uncertainty. In insurance theory and practice, the uncertainty of risk refers to losses. So the risk that this article discussed generally refers to the narrow sense of risk.

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